The following content has been automatically translated by close 
By Expert Author: Philip Nicosia | Article Abstract Word Count: 509 words | Views: 213 view(s)
Every 45 seconds, somebody loses his mobile phone. That's 700,000 people a year-and considering the cost of today's mobile phones, over a million worth of property.

But we all know that when we lose our phone, the cost of the unit is the least of our concerns. Many of us store priceless information on our mobile phones. It's got the contact numbers of clients, associates, family and friends. It's got photos and videos from family vacations. It's got schedules and to do lists, which are a headache to reconstruct. And there's the hassle of having to replace the unit, recover all that information, and then-when the bill arrives-contest the cost of all the calls the thief may have made before you reported it.

That's where mobile phone insurance comes in handy. This type of policy was developed to address the needs of the digital society, where people use mobile phones and PDA's for practically everything. Plus, they bring it everywhere, making them more vulnerable to theft or even damage. Who hasn't experienced dropping the phone? Or what about the time you were caught in a really strong sudden downpour, and your bag (and the phone you were covering inside it) was drenched so badly that you had to get a towel to dry everything off.

Mobile phone insurance provides necessary protection against the loss of, or damage to, mobile phones and personal digital assistants (PDAs). It can repair or replace a damaged or lost phone with a similar unit (if that unit is out of stock or has since been discontinued, you will be given a phone equal in value, after inflation). Mobile phone insurance can also help owners complain about unauthorized calls.

If you lost your phone, you have to call your communication company and the police within minutes-just to stop the thief from using your plan to make his calls. You should also look at the insurance's fine print to see their policy on how they replae a unit. Mobile phones can deteriorate very quickly in market value and you can't expect to get the top-of-the-line phone in exchange for an old model you bought two years ago.

You should also take steps to protect your phone. Don't leave it lying around. If you have a habit of forgetting to take it with you, then buy a unit that is small enough to fit in your pocket or even hang around your neck. If you don't like sporting your phone like a clunky necklace, you can also buy special belts that let you hang your phone around your waist. This is more unobtrusive and won't cramp your fashion statement.

Also program your phone for password protection, so that no thief can use your phone book or steal personal information (such as bank account numbers).

It's also very important that you avoid dropping or wetting the phone. You can buy protective sleeves or cases that will help protect the phone from scratches or dampness. Also backup your phone data periodically (once every month is good) so you have a hardcopy of the contact numbers.
Philip Nicosia

About the Author/Author Bio

Resources.eu.com is an online resource centre covering many topics including mobile phones and mobile phone insurance.

Article Source: http://www.ja.articlesphere.com/Article/Why-You-Need-Mobile-Insurance/78478

Article Submitted: 2007-03-16 | This Article has been viewed 213 times.
Related Videos

 

Related Articles

 
 

Listed below are more articles related to the above article from the "Insurance" article category.

People interested in the above article "Why You Need Mobile Insurance" are also interested in the related articles listed below:

 

A Safeguard or a Necessity - Professional Indemnity Insurance

Negligence! Breach of Trust! Liability! Lawsuit! Frightening nightmarish terms and highly avoidable too. Professionals in every field dread these terms and dread even more having to deal with them in the course of their careers. But with the consumer becoming the king, and the scales of justice being tipped in their favor nowadays, every professional is wary. The old adage of better being safe than sorry is being applied and Professional indemnity insurance policies are being taken out.

How to Save Time and Money on Searching for Building Insurance!

When looking for the cheapest and more inexpensive insurance providers, it is more advisable that you should try and carry out research first through a house insurance comparison website. This way you will find a large range of sites to consider from enabling you the ability to choose from the best deal. To get impressive results, it is not necessarily that the buildings insurance quotes should be that costly.

The Importance of Insurance Coverage

Many feel that health insurance is a waste of money. These people are often quite healthy and have no need to see their physician beyond yearly check-ups. However, health insurance is extremely important because it not only offers you protection from harmful illnesses or diseases and creates a better quality of life, but it can protect you from financial devastation in the case of an emergency.

Joint Insurance Policies

Health insurance providers are not created equal. Before a couple is married, the option of sharing coverage is extremely unusual unless one of your insurers offers domestic partner insurance. As you become engaged, if you both have separate insurance it is important to talk about the both of you switching to the better plan once you are married. There are a few factors consider, which include deductibles, co-payments, and the benefits of each separate plan. Marriage is a big step, and it can be done with ease if the two of you settle important decisions such as your health insurance plan before you take the big leap.

Chartering a Private Yacht: Insurance

Have you recently decided that you would like to charter a private yacht? If you have, would you like to do so for an extended period of time, like a few days or a few weeks? While a large number of individuals choose to only charter private yachts for a few hours or a day, there are many more that make the decision to make a voyage out of it. While is this great to do, there are a few factors that you will have to take into consideration. One of those factors includes insurance.

Insurance Quotes on the Internet

With the discovery and rapid growth of the powerful tool - Internet - to reach out potential customers, most of the insurance carters post their company information, different quotes, financial statements and a list of local agents in net. Insurance agents and companies are also expanding their websites to enable their customers to access online account and billing information. The online insurance quote helps you to find out the right insurance policy for your health, automobile, life and business.

Understanding Mortgage Payment Protection Insurance Policies

A mortgage is often the single biggest financial commitment that many people make during their lifetime, yet fewer than half of all residential mortgage holders choose to take on protection of their mortgage repayment ability with mortgage protection insurance.
 
Article Directory Home All Categories Insurance
 
 

Can't find what you're looking for? Try Google Search!
 
Copyright © 2005 - by Larry Lim, Singapore - Article Search Engine Directory at ArticleSphere.com™
All Rights Reserved Worldwide. All Trademarks and Servicemarks are the property of the respective owners.